Estate Planners

The secondary market for life insurance policies is providing estate planners with an additional tool to serve their high net worth senior clients: Life Insurance Settlements. As estate planners develop strategies to ensure that assets are transferred in accordance with the wishes of their clients, they are faced with many questions such as:

• How to ensure that a family business stays in the family
• How to ensure that each beneficiary’s specific needs are met
• What taxes will the beneficiary of the client’s life insurance policy have to pay?
• What is the client’s wishes regarding charitable giving?
• Has the client’s circumstances changed to the extent that a life insurance policy is no longer necessary?
• But perhaps the most important question is:
“Would the proceeds from a Life Settlement help the client provide more effectively for the distribution of their estate?”

Due Diligence

Not only will estate planners be encouraged to perform due diligence as it relates to recommending senior Life Settlements to their clients as a financial planning tool, but they will also be expected to perform due diligence on the brokers and firms handling the Life Settlement transactions.

Working with Advanced Settlements

Advanced Settlements is a national leader in the Life Settlement marketplace. The principals have specialized in providing this unique service since the inception of the industry in 1998, and currently provide representation on the Board of the Life Insurance Settlement Association.

We are dedicated to offering estate planners and policy owners with the highest levels of service. Our network of funding partners coupled with our volume may help promote the highest value for the client’s life insurance policy.

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© 2001-2008 Advanced Settlements, Inc. All Rights Reserved.
This ad is intended for insurance and financial professionals only, and not for use for the general public. This advertisement does not apply to variable life settlements. Variable life settlements are settled through our BD affiliate. Life Settlement amounts are based on numerous factors. Actual results will vary. According to our internal statistics, the average purchase price obtained by viators through Advanced Settlements, Inc. (from July 1, - December 31, 2007) is approximately twenty-two percent of the face amount of a qualified life insurance policy. Some or all of the proceeds of a life settlement may be taxable under federal or state income tax laws. Advice from a professional tax advisor is recommended. The number of bidders for a policy may be limited; proceeds from sales of similar policies may vary and may be subject to claims of creditors. Receipt of proceeds may impact eligibility for government benefits and entitlements. Prior to sale, the insured should consider the continued need for coverage, impact to estate plans, availability of insurance, cost of comparable coverage or tax implications. There may be high fees associated with the sale of a life settlement. Securities offered through securities licensed representatives of NFP Securities, Inc., a Broker/Dealer and Member FINRA/SIPC. Advanced Settlements is an affiliate of NFP Securities, Inc. and a subsidiary of National Financial Partners Corp., the parent company of NFP Securities, Inc. Advanced Settlements, Inc. (or its principals) is an authorized broker or producer in all states where life settlements are regulated, except Montana.Pat Summerall and his experience with life settlements may not be representative of other clients. Mr. Summerall’s representation does not imply or guarantee any particular performance returns. Mr. Summerall was compensated for his endorsement.Location and mailing address: Advanced Settlements, Inc., 2101 Park Center Drive, Suite 220, Orlando, FL 32835. 1-800-561-4148. The Advanced Settlements, Inc. Website is currently not approved in the states of Oklahoma.